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Financing

What Financing Does YardFocus.com Offer?

If you're considering buying a product, but don't have the cash or credit available to pay for one right now, you may be thinking about other financing options.
We offer 2 of the best financing programs in the industry.

We have partnered with the best financing companies to give you the best chance of qualifying for credit. You will be required to apply for financing. You will fill out a credit line application. You are subject to a credit approval.

YardFocus.com has no control over the financing decision. This is solely the lender's decision based on your creditworthiness.

You'll usually get a decision within seconds and be able to purchase that brand new product of your choice.  

1. Klarna

Klarna is now one of Europe’s largest banks and is providing payment solutions for 60 million consumers across 70.000 merchants in 14 countries. Klarna is offering YardFocus.com installment plans for our customers in a smooth one-click purchase experience that lets you pay when and how you prefer to.

The time frame you are given to pay back your loan is dependent on cart balance. The time frame options that Klarna offers can be: (This is subject to variations. These are examples of past time frame options given)

1. 12 months no interest
2. 18 months 9.99%
3. 24 months 9.99%
4. 36 months 9.99%

A $999.00 order could be financed at 9.99% APR for 12 months at a rate of $61.00 per month.

The monthly rate can vary depending on your cart amount. You may qualify for 12 months, 24 months or 36 months. These are not guarantees. Your monthly payment options will be shown to you before you apply for financing.

Once a customer has received financing from Klarna they can submit payment to them in several ways: They can pay online, pay by phone, pay by check, they can also set up automatic payments through our online site or set up autopay with their bank.

Only online applications for financing are accepted.

2. Paypal Credit

The world-renowned recognized and respected leader in financing, PayPal, offers financing on any product over $99. NO INTEREST IF PAID IN THE FULL WITHIN 6 MONTHS!

PayPal Credit is a reusable credit line available on purchases at thousands of stores that accept PayPal. It's also available for purchases on eBay and exclusively at thousands of other online stores. Plus, it comes with the same security and flexibility you trust from PayPal.

If applying for Paypal Credit you will need to have a Paypal account or create one. If you don't know how to create one check out this wikihow article: How To Set Up A Paypal Account

PayPal Credit is subject to credit approval as determined by the lender, Comenity Capital Bank, and is available to US customers who are of legal age in their state of residence. Promotional offers may not be available for purchases made on a mobile device.

The financing lasts for 6 months and is only valid on approved credit.

How Do I Apply For Klarna Financing?


1. Choose the product you want to purchase.

2. Click the ADD TO CART button on the product page

3. Click the PROCEED TO CHECKOUT button

4. Fill in your information

5. Click the CONTINUE TO SHIPPING METHOD button

6. Choose your shipping method

7. Click the CONTINUE TO PAYMENT METHOD button

8. Choose SLICE IT. PAY OVER TIME WITH KLARNA

9. Click the COMPLETE ORDER button

10. Choose NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS or pick one of the other available options. The APR rate will be displayed there.

11. Click PLACE ORDER button

12. You will be redirected to Klarna. Follow the prompts.

13. Once completed you will be automatically approved or denied.

YardFocus.com has no control over the financing decision. This is solely the lender's decision based on your creditworthiness.

How Do I Apply for Paypal Financing?

(Please read the entirety of the instructions before you email or call. The next step may answer the question you have about the steps before it.)

  1. Choose the product you want to purchase.
  2. Click the ADD TO CART button on the product page
  3. Click the PROCEED TO CHECKOUT button
  4. Fill in your information
  5. Click the CONTINUE TO SHIPPING METHOD button
  6. Choose your shipping method.
  7. Click the CONTINUE TO PAYMENT METHOD button
  8. Choose PAYPAL option
  9. Click the COMPLETE ORDER button
  10. A pop will be displayed on the screen that will redirect you to PayPal, if you have a pop-up blocker make sure to disable it. You will need to sign into Paypal if you haven't. If you don't have a PayPal account you will need to create one.

If you don't know how to create one check out this wikihow article. How To Set Up A Paypal Account.

  1. Click APPLY NOW button: (hover your mouse over Apply Now)
  2. You will be prompted to fill in your information:
  • Billing & shipping address
  • Your date of birth
  • Last 4 digits of your social security
  • Phone number
  1. Click NEXT
  2. Read PayPal's Credit Terms & Conditions:
  3. Click AGREE AND APPLY
  4. You will receive an instant approval

    OR
    17.  You will receive an instant denial. YardFocus.com has no control over the financing decision. This is solely the lender's decision based on your creditworthiness.
Added to cart!
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Heavy and solid. It will last forever and be indestructible.

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We really enjoy this product, its worth buying.

Thank you Catherine, we're glad your enjoying it!